SOUTH INDIAN BANK IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | SOUTH INDIAN BANK |
| Branch Name | RATNAGIRI |
| IFSC Code | SIBL0000812 |
| MICR Code | NA |
| Address | INFINTY PLAZA, SHOP NO.1,2,3, SIDDHIVINAYAL NAGAR,RATNAGIRI, PINCODE: 415612 MAHARASHTRA, RATNAGIRI |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 220801 |
Payment Facilities
About IFSC Code SIBL0000812
The IFSC code SIBL0000812 uniquely identifies the RATNAGIRI branch of SOUTH INDIAN BANK located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SIBL0000812
- First 4 characters (SIBL) – Represents SOUTH INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000812) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code SIBL0000812
To transfer money to any account at SOUTH INDIAN BANK RATNAGIRI branch, you will need to provide the IFSC code SIBL0000812 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SOUTH INDIAN BANK RATNAGIRI Branch
SOUTH INDIAN BANK RATNAGIRI is a branch of SOUTH INDIAN BANK located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
INFINTY PLAZA, SHOP NO.1,2,3, SIDDHIVINAYAL NAGAR,RATNAGIRI, PINCODE: 415612 MAHARASHTRA, RATNAGIRI, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SOUTH INDIAN BANK RATNAGIRI?
The IFSC code of SOUTH INDIAN BANK RATNAGIRI branch in RATNAGIRI is SIBL0000812.
What is the MICR code of SOUTH INDIAN BANK RATNAGIRI?
The MICR code of SOUTH INDIAN BANK RATNAGIRI branch is NA.
What is the address of SOUTH INDIAN BANK RATNAGIRI?
SOUTH INDIAN BANK RATNAGIRI branch is located at INFINTY PLAZA, SHOP NO.1,2,3, SIDDHIVINAYAL NAGAR,RATNAGIRI, PINCODE: 415612 MAHARASHTRA, RATNAGIRI.
Does SOUTH INDIAN BANK RATNAGIRI support NEFT/RTGS/IMPS?
SOUTH INDIAN BANK RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.