SOUTH INDIAN BANK IFSC Code – LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA branch.
Bank Details
| Bank Name | SOUTH INDIAN BANK |
| Branch Name | LUDHIANA |
| IFSC Code | SIBL0000411 |
| MICR Code | 141059002 |
| Address | LUDHIANA BRANCH, 15, MALL ROAD,GREAT WAY HOUSE ,LUDHIANA, LUDHIANA , PUNJAB, PIN-141001 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 2406032 |
Payment Facilities
About IFSC Code SIBL0000411
The IFSC code SIBL0000411 uniquely identifies the LUDHIANA branch of SOUTH INDIAN BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SIBL0000411
- First 4 characters (SIBL) – Represents SOUTH INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000411) – Unique branch identifier for LUDHIANA
How to Use IFSC Code SIBL0000411
To transfer money to any account at SOUTH INDIAN BANK LUDHIANA branch, you will need to provide the IFSC code SIBL0000411 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SOUTH INDIAN BANK LUDHIANA Branch
SOUTH INDIAN BANK LUDHIANA is a branch of SOUTH INDIAN BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
LUDHIANA BRANCH, 15, MALL ROAD,GREAT WAY HOUSE ,LUDHIANA, LUDHIANA , PUNJAB, PIN-141001, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141059002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SOUTH INDIAN BANK LUDHIANA?
The IFSC code of SOUTH INDIAN BANK LUDHIANA branch in LUDHIANA is SIBL0000411.
What is the MICR code of SOUTH INDIAN BANK LUDHIANA?
The MICR code of SOUTH INDIAN BANK LUDHIANA branch is 141059002.
What is the address of SOUTH INDIAN BANK LUDHIANA?
SOUTH INDIAN BANK LUDHIANA branch is located at LUDHIANA BRANCH, 15, MALL ROAD,GREAT WAY HOUSE ,LUDHIANA, LUDHIANA , PUNJAB, PIN-141001.
Does SOUTH INDIAN BANK LUDHIANA support NEFT/RTGS/IMPS?
SOUTH INDIAN BANK LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.