SOUTH INDIAN BANK IFSC Code – KAPPAD, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KAPPAD branch.
Bank Details
| Bank Name | SOUTH INDIAN BANK |
| Branch Name | KAPPAD |
| IFSC Code | SIBL0000240 |
| MICR Code | 686059001 |
| Address | GROUND FLOOR,JOHN PAUL II PILGRIM CENTRE, K.E. ROAD, KAPPAD, KOTTAYAM , KOTTAYAM , KERALA, PIN-686508 |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 236933 |
Payment Facilities
About IFSC Code SIBL0000240
The IFSC code SIBL0000240 uniquely identifies the KAPPAD branch of SOUTH INDIAN BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code SIBL0000240
- First 4 characters (SIBL) – Represents SOUTH INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000240) – Unique branch identifier for KAPPAD
How to Use IFSC Code SIBL0000240
To transfer money to any account at SOUTH INDIAN BANK KAPPAD branch, you will need to provide the IFSC code SIBL0000240 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KAPPAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About SOUTH INDIAN BANK KAPPAD Branch
SOUTH INDIAN BANK KAPPAD is a branch of SOUTH INDIAN BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
GROUND FLOOR,JOHN PAUL II PILGRIM CENTRE, K.E. ROAD, KAPPAD, KOTTAYAM , KOTTAYAM , KERALA, PIN-686508, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686059001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of SOUTH INDIAN BANK KAPPAD?
The IFSC code of SOUTH INDIAN BANK KAPPAD branch in KOTTAYAM is SIBL0000240.
What is the MICR code of SOUTH INDIAN BANK KAPPAD?
The MICR code of SOUTH INDIAN BANK KAPPAD branch is 686059001.
What is the address of SOUTH INDIAN BANK KAPPAD?
SOUTH INDIAN BANK KAPPAD branch is located at GROUND FLOOR,JOHN PAUL II PILGRIM CENTRE, K.E. ROAD, KAPPAD, KOTTAYAM , KOTTAYAM , KERALA, PIN-686508.
Does SOUTH INDIAN BANK KAPPAD support NEFT/RTGS/IMPS?
SOUTH INDIAN BANK KAPPAD branch supports NEFT, RTGS, IMPS, and UPI transactions.