RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – PADDHARI, PADDHARI

Complete bank details including IFSC code, MICR code, address and payment facilities for PADDHARI branch.

IFSC Code
RATN0000173

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NamePADDHARI
IFSC CodeRATN0000173
MICR CodeNA
AddressUMIYA NIVAS,MAIN BAZAR,VILLAGE KHAMBHALA,TALUKA PADDHARI,RAJKOT 360110
CityPADDHARI
DistrictRAJKOT
StateGUJARAT
Contact43020600

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000173

The IFSC code RATN0000173 uniquely identifies the PADDHARI branch of RATNAKAR BANK LIMITED located in PADDHARI, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000173

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000173) – Unique branch identifier for PADDHARI

How to Use IFSC Code RATN0000173

To transfer money to any account at RATNAKAR BANK LIMITED PADDHARI branch, you will need to provide the IFSC code RATN0000173 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PADDHARI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED PADDHARI Branch

RATNAKAR BANK LIMITED PADDHARI is a branch of RATNAKAR BANK LIMITED located in PADDHARI, GUJARAT. The branch provides comprehensive banking services to customers in PADDHARI and surrounding areas.

Branch Address

UMIYA NIVAS,MAIN BAZAR,VILLAGE KHAMBHALA,TALUKA PADDHARI,RAJKOT 360110, PADDHARI, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED PADDHARI?

The IFSC code of RATNAKAR BANK LIMITED PADDHARI branch in PADDHARI is RATN0000173.

What is the MICR code of RATNAKAR BANK LIMITED PADDHARI?

The MICR code of RATNAKAR BANK LIMITED PADDHARI branch is NA.

What is the address of RATNAKAR BANK LIMITED PADDHARI?

RATNAKAR BANK LIMITED PADDHARI branch is located at UMIYA NIVAS,MAIN BAZAR,VILLAGE KHAMBHALA,TALUKA PADDHARI,RAJKOT 360110.

Does RATNAKAR BANK LIMITED PADDHARI support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED PADDHARI branch supports NEFT, RTGS, IMPS, and UPI transactions.