RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – CALANGUTE, CALANGUTE

Complete bank details including IFSC code, MICR code, address and payment facilities for CALANGUTE branch.

IFSC Code
RATN0000136

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NameCALANGUTE
IFSC CodeRATN0000136
MICR CodeWAITING
AddressTHE RATNAKAR BANK LTD,SHOP NO. 7,8,9,10 GROUND FLOOR, SIMPLEX CHAMBERS, PHASE 2 CALANGUTE, CALANGUTE BARDEZ, GOA-402516
CityCALANGUTE
DistrictNORTH GOA
StateGOA
Contact9823442373

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000136

The IFSC code RATN0000136 uniquely identifies the CALANGUTE branch of RATNAKAR BANK LIMITED located in CALANGUTE, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000136

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000136) – Unique branch identifier for CALANGUTE

How to Use IFSC Code RATN0000136

To transfer money to any account at RATNAKAR BANK LIMITED CALANGUTE branch, you will need to provide the IFSC code RATN0000136 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CALANGUTE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED CALANGUTE Branch

RATNAKAR BANK LIMITED CALANGUTE is a branch of RATNAKAR BANK LIMITED located in CALANGUTE, GOA. The branch provides comprehensive banking services to customers in CALANGUTE and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,SHOP NO. 7,8,9,10 GROUND FLOOR, SIMPLEX CHAMBERS, PHASE 2 CALANGUTE, CALANGUTE BARDEZ, GOA-402516, CALANGUTE, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED CALANGUTE?

The IFSC code of RATNAKAR BANK LIMITED CALANGUTE branch in CALANGUTE is RATN0000136.

What is the MICR code of RATNAKAR BANK LIMITED CALANGUTE?

The MICR code of RATNAKAR BANK LIMITED CALANGUTE branch is WAITING.

What is the address of RATNAKAR BANK LIMITED CALANGUTE?

RATNAKAR BANK LIMITED CALANGUTE branch is located at THE RATNAKAR BANK LTD,SHOP NO. 7,8,9,10 GROUND FLOOR, SIMPLEX CHAMBERS, PHASE 2 CALANGUTE, CALANGUTE BARDEZ, GOA-402516.

Does RATNAKAR BANK LIMITED CALANGUTE support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED CALANGUTE branch supports NEFT, RTGS, IMPS, and UPI transactions.