RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – DEESA, DEESA

Complete bank details including IFSC code, MICR code, address and payment facilities for DEESA branch.

IFSC Code
RATN0000132

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NameDEESA
IFSC CodeRATN0000132
MICR Code385176031
AddressTHE RATNAKAR BANK LTD,9-10, KIRAN COMPLEX,NEAR GAYATRI MANDIR,HIGHWAY ROAD,DEESA - 385535
CityDEESA
DistrictBANAS KANTHA
StateGUJARAT
Contact9727075599

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000132

The IFSC code RATN0000132 uniquely identifies the DEESA branch of RATNAKAR BANK LIMITED located in DEESA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000132

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000132) – Unique branch identifier for DEESA

How to Use IFSC Code RATN0000132

To transfer money to any account at RATNAKAR BANK LIMITED DEESA branch, you will need to provide the IFSC code RATN0000132 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DEESA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED DEESA Branch

RATNAKAR BANK LIMITED DEESA is a branch of RATNAKAR BANK LIMITED located in DEESA, GUJARAT. The branch provides comprehensive banking services to customers in DEESA and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,9-10, KIRAN COMPLEX,NEAR GAYATRI MANDIR,HIGHWAY ROAD,DEESA - 385535, DEESA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 385176031. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED DEESA?

The IFSC code of RATNAKAR BANK LIMITED DEESA branch in DEESA is RATN0000132.

What is the MICR code of RATNAKAR BANK LIMITED DEESA?

The MICR code of RATNAKAR BANK LIMITED DEESA branch is 385176031.

What is the address of RATNAKAR BANK LIMITED DEESA?

RATNAKAR BANK LIMITED DEESA branch is located at THE RATNAKAR BANK LTD,9-10, KIRAN COMPLEX,NEAR GAYATRI MANDIR,HIGHWAY ROAD,DEESA - 385535.

Does RATNAKAR BANK LIMITED DEESA support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED DEESA branch supports NEFT, RTGS, IMPS, and UPI transactions.