RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – INCHAGERI, INDI

Complete bank details including IFSC code, MICR code, address and payment facilities for INCHAGERI branch.

IFSC Code
RATN0000129

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NameINCHAGERI
IFSC CodeRATN0000129
MICR Code586176501
AddressTHE RATNAKAR BANK LTD,GR.FLOOR,GRAMPANCHAYAT BUILDING,INCHAGERI VILLAGE,INDI TALUK,BIJAPUR DIST.,INCHAGERI - 586117
CityINDI
DistrictBIJAPUR
StateKARNATAKA
Contact9901794037

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000129

The IFSC code RATN0000129 uniquely identifies the INCHAGERI branch of RATNAKAR BANK LIMITED located in INDI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000129

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000129) – Unique branch identifier for INCHAGERI

How to Use IFSC Code RATN0000129

To transfer money to any account at RATNAKAR BANK LIMITED INCHAGERI branch, you will need to provide the IFSC code RATN0000129 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at INCHAGERI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED INCHAGERI Branch

RATNAKAR BANK LIMITED INCHAGERI is a branch of RATNAKAR BANK LIMITED located in INDI, KARNATAKA. The branch provides comprehensive banking services to customers in INDI and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,GR.FLOOR,GRAMPANCHAYAT BUILDING,INCHAGERI VILLAGE,INDI TALUK,BIJAPUR DIST.,INCHAGERI - 586117, INDI, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 586176501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED INCHAGERI?

The IFSC code of RATNAKAR BANK LIMITED INCHAGERI branch in INDI is RATN0000129.

What is the MICR code of RATNAKAR BANK LIMITED INCHAGERI?

The MICR code of RATNAKAR BANK LIMITED INCHAGERI branch is 586176501.

What is the address of RATNAKAR BANK LIMITED INCHAGERI?

RATNAKAR BANK LIMITED INCHAGERI branch is located at THE RATNAKAR BANK LTD,GR.FLOOR,GRAMPANCHAYAT BUILDING,INCHAGERI VILLAGE,INDI TALUK,BIJAPUR DIST.,INCHAGERI - 586117.

Does RATNAKAR BANK LIMITED INCHAGERI support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED INCHAGERI branch supports NEFT, RTGS, IMPS, and UPI transactions.