RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – KHURAI, SAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for KHURAI branch.

IFSC Code
RATN0000119

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NameKHURAI
IFSC CodeRATN0000119
MICR Code470176501
AddressTHE RATNAKAR BANK LTD,1ST FLOOR, RAI MARKET, SHRI SAI CENTER POINT,NEHROO WARD, STATION ROAD, KHURAI SAGAR,KHURAI - 470117
CitySAGAR
StateMADHYA PRADESH
Contact8109156059

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000119

The IFSC code RATN0000119 uniquely identifies the KHURAI branch of RATNAKAR BANK LIMITED located in SAGAR, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000119

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000119) – Unique branch identifier for KHURAI

How to Use IFSC Code RATN0000119

To transfer money to any account at RATNAKAR BANK LIMITED KHURAI branch, you will need to provide the IFSC code RATN0000119 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHURAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED KHURAI Branch

RATNAKAR BANK LIMITED KHURAI is a branch of RATNAKAR BANK LIMITED located in SAGAR, MADHYA PRADESH. The branch provides comprehensive banking services to customers in SAGAR and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,1ST FLOOR, RAI MARKET, SHRI SAI CENTER POINT,NEHROO WARD, STATION ROAD, KHURAI SAGAR,KHURAI - 470117, SAGAR, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 470176501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED KHURAI?

The IFSC code of RATNAKAR BANK LIMITED KHURAI branch in SAGAR is RATN0000119.

What is the MICR code of RATNAKAR BANK LIMITED KHURAI?

The MICR code of RATNAKAR BANK LIMITED KHURAI branch is 470176501.

What is the address of RATNAKAR BANK LIMITED KHURAI?

RATNAKAR BANK LIMITED KHURAI branch is located at THE RATNAKAR BANK LTD,1ST FLOOR, RAI MARKET, SHRI SAI CENTER POINT,NEHROO WARD, STATION ROAD, KHURAI SAGAR,KHURAI - 470117.

Does RATNAKAR BANK LIMITED KHURAI support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED KHURAI branch supports NEFT, RTGS, IMPS, and UPI transactions.