RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – PAREL, GREATER BOMBAY

Complete bank details including IFSC code, MICR code, address and payment facilities for PAREL branch.

IFSC Code
RATN0000088

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NamePAREL
IFSC CodeRATN0000088
MICR Code400176016
AddressTHE RATNAKAR BANK LTD,TOWER 2, 3RD FLOOR, ONE INDIABULLS CENTRE,SENAPATI BAPAT MARG,LOWER PAREL,MUMBAI ?? 400 013.
CityGREATER BOMBAY
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000088

The IFSC code RATN0000088 uniquely identifies the PAREL branch of RATNAKAR BANK LIMITED located in GREATER BOMBAY, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000088

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000088) – Unique branch identifier for PAREL

How to Use IFSC Code RATN0000088

To transfer money to any account at RATNAKAR BANK LIMITED PAREL branch, you will need to provide the IFSC code RATN0000088 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PAREL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED PAREL Branch

RATNAKAR BANK LIMITED PAREL is a branch of RATNAKAR BANK LIMITED located in GREATER BOMBAY, MAHARASHTRA. The branch provides comprehensive banking services to customers in GREATER BOMBAY and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,TOWER 2, 3RD FLOOR, ONE INDIABULLS CENTRE,SENAPATI BAPAT MARG,LOWER PAREL,MUMBAI ?? 400 013., GREATER BOMBAY, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400176016. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED PAREL?

The IFSC code of RATNAKAR BANK LIMITED PAREL branch in GREATER BOMBAY is RATN0000088.

What is the MICR code of RATNAKAR BANK LIMITED PAREL?

The MICR code of RATNAKAR BANK LIMITED PAREL branch is 400176016.

What is the address of RATNAKAR BANK LIMITED PAREL?

RATNAKAR BANK LIMITED PAREL branch is located at THE RATNAKAR BANK LTD,TOWER 2, 3RD FLOOR, ONE INDIABULLS CENTRE,SENAPATI BAPAT MARG,LOWER PAREL,MUMBAI ?? 400 013..

Does RATNAKAR BANK LIMITED PAREL support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED PAREL branch supports NEFT, RTGS, IMPS, and UPI transactions.