RATNAKAR BANK LIMITED IFSC Code – PONDA, PONDA
Complete bank details including IFSC code, MICR code, address and payment facilities for PONDA branch.
Bank Details
| Bank Name | RATNAKAR BANK LIMITED |
| Branch Name | PONDA |
| IFSC Code | RATN0000075 |
| MICR Code | 403176005 |
| Address | THE RATNAKAR BANK LTD,DR. DADA VAIDYA CHOWK, MAIN ROAD,PONDA (GOA)-403 401. |
| City | PONDA |
| District | NORTH GOA |
| State | GOA |
| Contact | 0 |
Payment Facilities
About IFSC Code RATN0000075
The IFSC code RATN0000075 uniquely identifies the PONDA branch of RATNAKAR BANK LIMITED located in PONDA, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code RATN0000075
- First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000075) – Unique branch identifier for PONDA
How to Use IFSC Code RATN0000075
To transfer money to any account at RATNAKAR BANK LIMITED PONDA branch, you will need to provide the IFSC code RATN0000075 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PONDA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About RATNAKAR BANK LIMITED PONDA Branch
RATNAKAR BANK LIMITED PONDA is a branch of RATNAKAR BANK LIMITED located in PONDA, GOA. The branch provides comprehensive banking services to customers in PONDA and surrounding areas.
Branch Address
THE RATNAKAR BANK LTD,DR. DADA VAIDYA CHOWK, MAIN ROAD,PONDA (GOA)-403 401., PONDA, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 403176005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of RATNAKAR BANK LIMITED PONDA?
The IFSC code of RATNAKAR BANK LIMITED PONDA branch in PONDA is RATN0000075.
What is the MICR code of RATNAKAR BANK LIMITED PONDA?
The MICR code of RATNAKAR BANK LIMITED PONDA branch is 403176005.
What is the address of RATNAKAR BANK LIMITED PONDA?
RATNAKAR BANK LIMITED PONDA branch is located at THE RATNAKAR BANK LTD,DR. DADA VAIDYA CHOWK, MAIN ROAD,PONDA (GOA)-403 401..
Does RATNAKAR BANK LIMITED PONDA support NEFT/RTGS/IMPS?
RATNAKAR BANK LIMITED PONDA branch supports NEFT, RTGS, IMPS, and UPI transactions.