RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – NERUL, THANE

Complete bank details including IFSC code, MICR code, address and payment facilities for NERUL branch.

IFSC Code
RATN0000073

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NameNERUL
IFSC CodeRATN0000073
MICR Code400176010
AddressTHE RATNAKAR BANK LTD,MILLENNIUM PARK, PLOT NO.17,SECTOR 25, NERUL, NAVI MUMBAI.
CityTHANE
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000073

The IFSC code RATN0000073 uniquely identifies the NERUL branch of RATNAKAR BANK LIMITED located in THANE, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000073

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000073) – Unique branch identifier for NERUL

How to Use IFSC Code RATN0000073

To transfer money to any account at RATNAKAR BANK LIMITED NERUL branch, you will need to provide the IFSC code RATN0000073 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NERUL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED NERUL Branch

RATNAKAR BANK LIMITED NERUL is a branch of RATNAKAR BANK LIMITED located in THANE, MAHARASHTRA. The branch provides comprehensive banking services to customers in THANE and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,MILLENNIUM PARK, PLOT NO.17,SECTOR 25, NERUL, NAVI MUMBAI., THANE, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400176010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED NERUL?

The IFSC code of RATNAKAR BANK LIMITED NERUL branch in THANE is RATN0000073.

What is the MICR code of RATNAKAR BANK LIMITED NERUL?

The MICR code of RATNAKAR BANK LIMITED NERUL branch is 400176010.

What is the address of RATNAKAR BANK LIMITED NERUL?

RATNAKAR BANK LIMITED NERUL branch is located at THE RATNAKAR BANK LTD,MILLENNIUM PARK, PLOT NO.17,SECTOR 25, NERUL, NAVI MUMBAI..

Does RATNAKAR BANK LIMITED NERUL support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED NERUL branch supports NEFT, RTGS, IMPS, and UPI transactions.