RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – CHINCHWAD PUNE, PUNE

Complete bank details including IFSC code, MICR code, address and payment facilities for CHINCHWAD PUNE branch.

IFSC Code
RATN0000052

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NameCHINCHWAD PUNE
IFSC CodeRATN0000052
MICR Code411176004
AddressTHE RATNAKAR BANK LTD,199/A ASHIRWAD BUILDING ,OLD PUNE MUMBAI ROAD,CHINCHWAD - 411019
CityPUNE
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000052

The IFSC code RATN0000052 uniquely identifies the CHINCHWAD PUNE branch of RATNAKAR BANK LIMITED located in PUNE, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000052

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000052) – Unique branch identifier for CHINCHWAD PUNE

How to Use IFSC Code RATN0000052

To transfer money to any account at RATNAKAR BANK LIMITED CHINCHWAD PUNE branch, you will need to provide the IFSC code RATN0000052 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHINCHWAD PUNE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED CHINCHWAD PUNE Branch

RATNAKAR BANK LIMITED CHINCHWAD PUNE is a branch of RATNAKAR BANK LIMITED located in PUNE, MAHARASHTRA. The branch provides comprehensive banking services to customers in PUNE and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,199/A ASHIRWAD BUILDING ,OLD PUNE MUMBAI ROAD,CHINCHWAD - 411019, PUNE, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 411176004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED CHINCHWAD PUNE?

The IFSC code of RATNAKAR BANK LIMITED CHINCHWAD PUNE branch in PUNE is RATN0000052.

What is the MICR code of RATNAKAR BANK LIMITED CHINCHWAD PUNE?

The MICR code of RATNAKAR BANK LIMITED CHINCHWAD PUNE branch is 411176004.

What is the address of RATNAKAR BANK LIMITED CHINCHWAD PUNE?

RATNAKAR BANK LIMITED CHINCHWAD PUNE branch is located at THE RATNAKAR BANK LTD,199/A ASHIRWAD BUILDING ,OLD PUNE MUMBAI ROAD,CHINCHWAD - 411019.

Does RATNAKAR BANK LIMITED CHINCHWAD PUNE support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED CHINCHWAD PUNE branch supports NEFT, RTGS, IMPS, and UPI transactions.