RATNAKAR BANK LIMITEDVerified Feb 2026

RATNAKAR BANK LIMITED IFSC Code – SHAMANEWADI, SHAMANEWADI

Complete bank details including IFSC code, MICR code, address and payment facilities for SHAMANEWADI branch.

IFSC Code
RATN0000027

Bank Details

Bank NameRATNAKAR BANK LIMITED
Branch NameSHAMANEWADI
IFSC CodeRATN0000027
MICR Code591176501
AddressTHE RATNAKAR BANK LTD,GRAMSEVA SAHAKARI SANGH BLDG???????? SHAMNEWADI ?? 591 505,TAL.?? CHIKODI, DIST.:?? BELGAUM.
CitySHAMANEWADI
DistrictBELGAUM
StateKARNATAKA
Contact8338662046

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code RATN0000027

The IFSC code RATN0000027 uniquely identifies the SHAMANEWADI branch of RATNAKAR BANK LIMITED located in SHAMANEWADI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code RATN0000027

  • First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000027) – Unique branch identifier for SHAMANEWADI

How to Use IFSC Code RATN0000027

To transfer money to any account at RATNAKAR BANK LIMITED SHAMANEWADI branch, you will need to provide the IFSC code RATN0000027 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SHAMANEWADI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About RATNAKAR BANK LIMITED SHAMANEWADI Branch

RATNAKAR BANK LIMITED SHAMANEWADI is a branch of RATNAKAR BANK LIMITED located in SHAMANEWADI, KARNATAKA. The branch provides comprehensive banking services to customers in SHAMANEWADI and surrounding areas.

Branch Address

THE RATNAKAR BANK LTD,GRAMSEVA SAHAKARI SANGH BLDG???????? SHAMNEWADI ?? 591 505,TAL.?? CHIKODI, DIST.:?? BELGAUM., SHAMANEWADI, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 591176501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of RATNAKAR BANK LIMITED SHAMANEWADI?

The IFSC code of RATNAKAR BANK LIMITED SHAMANEWADI branch in SHAMANEWADI is RATN0000027.

What is the MICR code of RATNAKAR BANK LIMITED SHAMANEWADI?

The MICR code of RATNAKAR BANK LIMITED SHAMANEWADI branch is 591176501.

What is the address of RATNAKAR BANK LIMITED SHAMANEWADI?

RATNAKAR BANK LIMITED SHAMANEWADI branch is located at THE RATNAKAR BANK LTD,GRAMSEVA SAHAKARI SANGH BLDG???????? SHAMNEWADI ?? 591 505,TAL.?? CHIKODI, DIST.:?? BELGAUM..

Does RATNAKAR BANK LIMITED SHAMANEWADI support NEFT/RTGS/IMPS?

RATNAKAR BANK LIMITED SHAMANEWADI branch supports NEFT, RTGS, IMPS, and UPI transactions.