RATNAKAR BANK LIMITED IFSC Code – GIRGAUM (KALBADEVI), GREATER BOMBAY
Complete bank details including IFSC code, MICR code, address and payment facilities for GIRGAUM (KALBADEVI) branch.
Bank Details
| Bank Name | RATNAKAR BANK LIMITED |
| Branch Name | GIRGAUM (KALBADEVI) |
| IFSC Code | RATN0000013 |
| MICR Code | 400176002 |
| Address | THE RATNAKAR BANK LTD.,JEWEL WORLD BUILDING,GROUND FLOOR,175,KALBADEVI ROAD,CORNER OF SHAIK MEMON STREET,MUMBAI - 400002. |
| City | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 0 |
Payment Facilities
About IFSC Code RATN0000013
The IFSC code RATN0000013 uniquely identifies the GIRGAUM (KALBADEVI) branch of RATNAKAR BANK LIMITED located in GREATER BOMBAY, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code RATN0000013
- First 4 characters (RATN) – Represents RATNAKAR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000013) – Unique branch identifier for GIRGAUM (KALBADEVI)
How to Use IFSC Code RATN0000013
To transfer money to any account at RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) branch, you will need to provide the IFSC code RATN0000013 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GIRGAUM (KALBADEVI)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) Branch
RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) is a branch of RATNAKAR BANK LIMITED located in GREATER BOMBAY, MAHARASHTRA. The branch provides comprehensive banking services to customers in GREATER BOMBAY and surrounding areas.
Branch Address
THE RATNAKAR BANK LTD.,JEWEL WORLD BUILDING,GROUND FLOOR,175,KALBADEVI ROAD,CORNER OF SHAIK MEMON STREET,MUMBAI - 400002., GREATER BOMBAY, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400176002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI)?
The IFSC code of RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) branch in GREATER BOMBAY is RATN0000013.
What is the MICR code of RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI)?
The MICR code of RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) branch is 400176002.
What is the address of RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI)?
RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) branch is located at THE RATNAKAR BANK LTD.,JEWEL WORLD BUILDING,GROUND FLOOR,175,KALBADEVI ROAD,CORNER OF SHAIK MEMON STREET,MUMBAI - 400002..
Does RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) support NEFT/RTGS/IMPS?
RATNAKAR BANK LIMITED GIRGAUM (KALBADEVI) branch supports NEFT, RTGS, IMPS, and UPI transactions.