PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – GUJRARA KARANPUR, VIKAS NAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for GUJRARA KARANPUR branch.

IFSC Code
PSIB0021458

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameGUJRARA KARANPUR
IFSC CodePSIB0021458
MICR CodeNA
AddressIAEDHAUAS,POHANHORACANTT,TEHSIIKASNAAR,DISTTDEHRADUN,UTTARAKHAND-248141
CityVIKAS NAGAR
DistrictDEHRA DUN
StateUTTARAKHAND
Contact9761040506

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021458

The IFSC code PSIB0021458 uniquely identifies the GUJRARA KARANPUR branch of PUNJAB AND SIND BANK located in VIKAS NAGAR, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021458

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021458) – Unique branch identifier for GUJRARA KARANPUR

How to Use IFSC Code PSIB0021458

To transfer money to any account at PUNJAB AND SIND BANK GUJRARA KARANPUR branch, you will need to provide the IFSC code PSIB0021458 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GUJRARA KARANPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK GUJRARA KARANPUR Branch

PUNJAB AND SIND BANK GUJRARA KARANPUR is a branch of PUNJAB AND SIND BANK located in VIKAS NAGAR, UTTARAKHAND. The branch provides comprehensive banking services to customers in VIKAS NAGAR and surrounding areas.

Branch Address

IAEDHAUAS,POHANHORACANTT,TEHSIIKASNAAR,DISTTDEHRADUN,UTTARAKHAND-248141, VIKAS NAGAR, UTTARAKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK GUJRARA KARANPUR?

The IFSC code of PUNJAB AND SIND BANK GUJRARA KARANPUR branch in VIKAS NAGAR is PSIB0021458.

What is the MICR code of PUNJAB AND SIND BANK GUJRARA KARANPUR?

The MICR code of PUNJAB AND SIND BANK GUJRARA KARANPUR branch is NA.

What is the address of PUNJAB AND SIND BANK GUJRARA KARANPUR?

PUNJAB AND SIND BANK GUJRARA KARANPUR branch is located at IAEDHAUAS,POHANHORACANTT,TEHSIIKASNAAR,DISTTDEHRADUN,UTTARAKHAND-248141.

Does PUNJAB AND SIND BANK GUJRARA KARANPUR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK GUJRARA KARANPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.