PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – MALDA, MALDA

Complete bank details including IFSC code, MICR code, address and payment facilities for MALDA branch.

IFSC Code
PSIB0021391

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameMALDA
IFSC CodePSIB0021391
MICR CodeNA
AddressSARBAMANGLA PALLY,STATION ROAD,NEAR FOREST OFFICE,P.O.MALDA,WEST BENGAL 732101
CityMALDA
DistrictMALDAH
StateWEST BENGAL
Contact9007202948

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021391

The IFSC code PSIB0021391 uniquely identifies the MALDA branch of PUNJAB AND SIND BANK located in MALDA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021391

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021391) – Unique branch identifier for MALDA

How to Use IFSC Code PSIB0021391

To transfer money to any account at PUNJAB AND SIND BANK MALDA branch, you will need to provide the IFSC code PSIB0021391 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MALDA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK MALDA Branch

PUNJAB AND SIND BANK MALDA is a branch of PUNJAB AND SIND BANK located in MALDA, WEST BENGAL. The branch provides comprehensive banking services to customers in MALDA and surrounding areas.

Branch Address

SARBAMANGLA PALLY,STATION ROAD,NEAR FOREST OFFICE,P.O.MALDA,WEST BENGAL 732101, MALDA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK MALDA?

The IFSC code of PUNJAB AND SIND BANK MALDA branch in MALDA is PSIB0021391.

What is the MICR code of PUNJAB AND SIND BANK MALDA?

The MICR code of PUNJAB AND SIND BANK MALDA branch is NA.

What is the address of PUNJAB AND SIND BANK MALDA?

PUNJAB AND SIND BANK MALDA branch is located at SARBAMANGLA PALLY,STATION ROAD,NEAR FOREST OFFICE,P.O.MALDA,WEST BENGAL 732101.

Does PUNJAB AND SIND BANK MALDA support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK MALDA branch supports NEFT, RTGS, IMPS, and UPI transactions.