PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – BALIAL, BARNALA

Complete bank details including IFSC code, MICR code, address and payment facilities for BALIAL branch.

IFSC Code
PSIB0021264

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameBALIAL
IFSC CodePSIB0021264
MICR CodeNA
AddressVPO BALIAL,TEHSIL BHAWANIGARH,TEHSIL AND DISTT.BARNALA 148107,PUNJAB
CityBARNALA
DistrictSANGRUR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021264

The IFSC code PSIB0021264 uniquely identifies the BALIAL branch of PUNJAB AND SIND BANK located in BARNALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021264

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021264) – Unique branch identifier for BALIAL

How to Use IFSC Code PSIB0021264

To transfer money to any account at PUNJAB AND SIND BANK BALIAL branch, you will need to provide the IFSC code PSIB0021264 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BALIAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK BALIAL Branch

PUNJAB AND SIND BANK BALIAL is a branch of PUNJAB AND SIND BANK located in BARNALA, PUNJAB. The branch provides comprehensive banking services to customers in BARNALA and surrounding areas.

Branch Address

VPO BALIAL,TEHSIL BHAWANIGARH,TEHSIL AND DISTT.BARNALA 148107,PUNJAB, BARNALA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK BALIAL?

The IFSC code of PUNJAB AND SIND BANK BALIAL branch in BARNALA is PSIB0021264.

What is the MICR code of PUNJAB AND SIND BANK BALIAL?

The MICR code of PUNJAB AND SIND BANK BALIAL branch is NA.

What is the address of PUNJAB AND SIND BANK BALIAL?

PUNJAB AND SIND BANK BALIAL branch is located at VPO BALIAL,TEHSIL BHAWANIGARH,TEHSIL AND DISTT.BARNALA 148107,PUNJAB.

Does PUNJAB AND SIND BANK BALIAL support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK BALIAL branch supports NEFT, RTGS, IMPS, and UPI transactions.