PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – RAMGARH, RAMGARH

Complete bank details including IFSC code, MICR code, address and payment facilities for RAMGARH branch.

IFSC Code
PSIB0021175

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameRAMGARH
IFSC CodePSIB0021175
MICR CodeNA
AddressRAMGARH BLOCK NEAR DC OFFICE?? RAMGARH, JHARKHAND 829122
CityRAMGARH
DistrictHAZARIBAG
StateJHARKHAND
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021175

The IFSC code PSIB0021175 uniquely identifies the RAMGARH branch of PUNJAB AND SIND BANK located in RAMGARH, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021175

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021175) – Unique branch identifier for RAMGARH

How to Use IFSC Code PSIB0021175

To transfer money to any account at PUNJAB AND SIND BANK RAMGARH branch, you will need to provide the IFSC code PSIB0021175 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAMGARH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK RAMGARH Branch

PUNJAB AND SIND BANK RAMGARH is a branch of PUNJAB AND SIND BANK located in RAMGARH, JHARKHAND. The branch provides comprehensive banking services to customers in RAMGARH and surrounding areas.

Branch Address

RAMGARH BLOCK NEAR DC OFFICE?? RAMGARH, JHARKHAND 829122, RAMGARH, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK RAMGARH?

The IFSC code of PUNJAB AND SIND BANK RAMGARH branch in RAMGARH is PSIB0021175.

What is the MICR code of PUNJAB AND SIND BANK RAMGARH?

The MICR code of PUNJAB AND SIND BANK RAMGARH branch is NA.

What is the address of PUNJAB AND SIND BANK RAMGARH?

PUNJAB AND SIND BANK RAMGARH branch is located at RAMGARH BLOCK NEAR DC OFFICE?? RAMGARH, JHARKHAND 829122.

Does PUNJAB AND SIND BANK RAMGARH support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK RAMGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.