PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KARNAL, KARNAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KARNAL branch.

IFSC Code
PSIB0021160

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKARNAL
IFSC CodePSIB0021160
MICR CodeNA
AddressMAIN KAILASH TIKRI ROAD,???? SECTOR 28KARNAL, HARYANA?? 132001
CityKARNAL
StateHARYANA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021160

The IFSC code PSIB0021160 uniquely identifies the KARNAL branch of PUNJAB AND SIND BANK located in KARNAL, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021160

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021160) – Unique branch identifier for KARNAL

How to Use IFSC Code PSIB0021160

To transfer money to any account at PUNJAB AND SIND BANK KARNAL branch, you will need to provide the IFSC code PSIB0021160 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARNAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KARNAL Branch

PUNJAB AND SIND BANK KARNAL is a branch of PUNJAB AND SIND BANK located in KARNAL, HARYANA. The branch provides comprehensive banking services to customers in KARNAL and surrounding areas.

Branch Address

MAIN KAILASH TIKRI ROAD,???? SECTOR 28KARNAL, HARYANA?? 132001, KARNAL, HARYANA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KARNAL?

The IFSC code of PUNJAB AND SIND BANK KARNAL branch in KARNAL is PSIB0021160.

What is the MICR code of PUNJAB AND SIND BANK KARNAL?

The MICR code of PUNJAB AND SIND BANK KARNAL branch is NA.

What is the address of PUNJAB AND SIND BANK KARNAL?

PUNJAB AND SIND BANK KARNAL branch is located at MAIN KAILASH TIKRI ROAD,???? SECTOR 28KARNAL, HARYANA?? 132001.

Does PUNJAB AND SIND BANK KARNAL support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KARNAL branch supports NEFT, RTGS, IMPS, and UPI transactions.