PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – GURGAON SEC-31, GURGAON

Complete bank details including IFSC code, MICR code, address and payment facilities for GURGAON SEC-31 branch.

IFSC Code
PSIB0021144

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameGURGAON SEC-31
IFSC CodePSIB0021144
MICR CodeNA
AddressDSS 102, SECTOR 31, GURGAON, HARYANA,?? 122001
CityGURGAON
StateHARYANA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021144

The IFSC code PSIB0021144 uniquely identifies the GURGAON SEC-31 branch of PUNJAB AND SIND BANK located in GURGAON, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021144

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021144) – Unique branch identifier for GURGAON SEC-31

How to Use IFSC Code PSIB0021144

To transfer money to any account at PUNJAB AND SIND BANK GURGAON SEC-31 branch, you will need to provide the IFSC code PSIB0021144 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GURGAON SEC-31

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK GURGAON SEC-31 Branch

PUNJAB AND SIND BANK GURGAON SEC-31 is a branch of PUNJAB AND SIND BANK located in GURGAON, HARYANA. The branch provides comprehensive banking services to customers in GURGAON and surrounding areas.

Branch Address

DSS 102, SECTOR 31, GURGAON, HARYANA,?? 122001, GURGAON, HARYANA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK GURGAON SEC-31?

The IFSC code of PUNJAB AND SIND BANK GURGAON SEC-31 branch in GURGAON is PSIB0021144.

What is the MICR code of PUNJAB AND SIND BANK GURGAON SEC-31?

The MICR code of PUNJAB AND SIND BANK GURGAON SEC-31 branch is NA.

What is the address of PUNJAB AND SIND BANK GURGAON SEC-31?

PUNJAB AND SIND BANK GURGAON SEC-31 branch is located at DSS 102, SECTOR 31, GURGAON, HARYANA,?? 122001.

Does PUNJAB AND SIND BANK GURGAON SEC-31 support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK GURGAON SEC-31 branch supports NEFT, RTGS, IMPS, and UPI transactions.