PUNJAB AND SIND BANK IFSC Code – GHOT, GURDASPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for GHOT branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | GHOT |
| IFSC Code | PSIB0021122 |
| MICR Code | NA |
| Address | S.K.TRADER PURCHASE CENTRE, PANDORI ROAD, VPO GHOT, TEHSIL & DISTT GURDASPUR, GURDASPUR PUNJAB - 143521 |
| City | GURDASPUR |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0021122
The IFSC code PSIB0021122 uniquely identifies the GHOT branch of PUNJAB AND SIND BANK located in GURDASPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0021122
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (021122) – Unique branch identifier for GHOT
How to Use IFSC Code PSIB0021122
To transfer money to any account at PUNJAB AND SIND BANK GHOT branch, you will need to provide the IFSC code PSIB0021122 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GHOT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK GHOT Branch
PUNJAB AND SIND BANK GHOT is a branch of PUNJAB AND SIND BANK located in GURDASPUR, PUNJAB. The branch provides comprehensive banking services to customers in GURDASPUR and surrounding areas.
Branch Address
S.K.TRADER PURCHASE CENTRE, PANDORI ROAD, VPO GHOT, TEHSIL & DISTT GURDASPUR, GURDASPUR PUNJAB - 143521, GURDASPUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK GHOT?
The IFSC code of PUNJAB AND SIND BANK GHOT branch in GURDASPUR is PSIB0021122.
What is the MICR code of PUNJAB AND SIND BANK GHOT?
The MICR code of PUNJAB AND SIND BANK GHOT branch is NA.
What is the address of PUNJAB AND SIND BANK GHOT?
PUNJAB AND SIND BANK GHOT branch is located at S.K.TRADER PURCHASE CENTRE, PANDORI ROAD, VPO GHOT, TEHSIL & DISTT GURDASPUR, GURDASPUR PUNJAB - 143521.
Does PUNJAB AND SIND BANK GHOT support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK GHOT branch supports NEFT, RTGS, IMPS, and UPI transactions.