PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – HAYAT NAGAR, HOSHIARPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for HAYAT NAGAR branch.

IFSC Code
PSIB0021101

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameHAYAT NAGAR
IFSC CodePSIB0021101
MICR CodeNA
AddressVPO HAYAT NAGAR, CAMPUS OF SUKHJINDRA GROUP OF COLLEGES,, DISTT. HOSHIARPUR, PUNJAB -
CityHOSHIARPUR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0021101

The IFSC code PSIB0021101 uniquely identifies the HAYAT NAGAR branch of PUNJAB AND SIND BANK located in HOSHIARPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0021101

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (021101) – Unique branch identifier for HAYAT NAGAR

How to Use IFSC Code PSIB0021101

To transfer money to any account at PUNJAB AND SIND BANK HAYAT NAGAR branch, you will need to provide the IFSC code PSIB0021101 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at HAYAT NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK HAYAT NAGAR Branch

PUNJAB AND SIND BANK HAYAT NAGAR is a branch of PUNJAB AND SIND BANK located in HOSHIARPUR, PUNJAB. The branch provides comprehensive banking services to customers in HOSHIARPUR and surrounding areas.

Branch Address

VPO HAYAT NAGAR, CAMPUS OF SUKHJINDRA GROUP OF COLLEGES,, DISTT. HOSHIARPUR, PUNJAB -, HOSHIARPUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK HAYAT NAGAR?

The IFSC code of PUNJAB AND SIND BANK HAYAT NAGAR branch in HOSHIARPUR is PSIB0021101.

What is the MICR code of PUNJAB AND SIND BANK HAYAT NAGAR?

The MICR code of PUNJAB AND SIND BANK HAYAT NAGAR branch is NA.

What is the address of PUNJAB AND SIND BANK HAYAT NAGAR?

PUNJAB AND SIND BANK HAYAT NAGAR branch is located at VPO HAYAT NAGAR, CAMPUS OF SUKHJINDRA GROUP OF COLLEGES,, DISTT. HOSHIARPUR, PUNJAB -.

Does PUNJAB AND SIND BANK HAYAT NAGAR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK HAYAT NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.