PUNJAB AND SIND BANK IFSC Code – JASPALON, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for JASPALON branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | JASPALON |
| IFSC Code | PSIB0021049 |
| MICR Code | NA |
| Address | VPO JASPALON, TEHSIL KHANNA DISTT LUDHIANA, DISTT. LUDHIANA, PUNJAB - 141421 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0021049
The IFSC code PSIB0021049 uniquely identifies the JASPALON branch of PUNJAB AND SIND BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0021049
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (021049) – Unique branch identifier for JASPALON
How to Use IFSC Code PSIB0021049
To transfer money to any account at PUNJAB AND SIND BANK JASPALON branch, you will need to provide the IFSC code PSIB0021049 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JASPALON
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK JASPALON Branch
PUNJAB AND SIND BANK JASPALON is a branch of PUNJAB AND SIND BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
VPO JASPALON, TEHSIL KHANNA DISTT LUDHIANA, DISTT. LUDHIANA, PUNJAB - 141421, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK JASPALON?
The IFSC code of PUNJAB AND SIND BANK JASPALON branch in LUDHIANA is PSIB0021049.
What is the MICR code of PUNJAB AND SIND BANK JASPALON?
The MICR code of PUNJAB AND SIND BANK JASPALON branch is NA.
What is the address of PUNJAB AND SIND BANK JASPALON?
PUNJAB AND SIND BANK JASPALON branch is located at VPO JASPALON, TEHSIL KHANNA DISTT LUDHIANA, DISTT. LUDHIANA, PUNJAB - 141421.
Does PUNJAB AND SIND BANK JASPALON support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK JASPALON branch supports NEFT, RTGS, IMPS, and UPI transactions.