PUNJAB AND SIND BANK IFSC Code – RAMNAGAR, RAMNAGAR
Complete bank details including IFSC code, MICR code, address and payment facilities for RAMNAGAR branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | RAMNAGAR |
| IFSC Code | PSIB0021040 |
| MICR Code | NA |
| Address | KOSI ROAD, RAMNAGAR DISTT NAINITAL (UTTRAKHAND), DISTT. NAINITAL, UTTARAKHAND - 244715 |
| City | RAMNAGAR |
| District | NAINITAL |
| State | UTTARAKHAND |
| Contact | 251224 |
Payment Facilities
About IFSC Code PSIB0021040
The IFSC code PSIB0021040 uniquely identifies the RAMNAGAR branch of PUNJAB AND SIND BANK located in RAMNAGAR, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0021040
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (021040) – Unique branch identifier for RAMNAGAR
How to Use IFSC Code PSIB0021040
To transfer money to any account at PUNJAB AND SIND BANK RAMNAGAR branch, you will need to provide the IFSC code PSIB0021040 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAMNAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK RAMNAGAR Branch
PUNJAB AND SIND BANK RAMNAGAR is a branch of PUNJAB AND SIND BANK located in RAMNAGAR, UTTARAKHAND. The branch provides comprehensive banking services to customers in RAMNAGAR and surrounding areas.
Branch Address
KOSI ROAD, RAMNAGAR DISTT NAINITAL (UTTRAKHAND), DISTT. NAINITAL, UTTARAKHAND - 244715, RAMNAGAR, UTTARAKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK RAMNAGAR?
The IFSC code of PUNJAB AND SIND BANK RAMNAGAR branch in RAMNAGAR is PSIB0021040.
What is the MICR code of PUNJAB AND SIND BANK RAMNAGAR?
The MICR code of PUNJAB AND SIND BANK RAMNAGAR branch is NA.
What is the address of PUNJAB AND SIND BANK RAMNAGAR?
PUNJAB AND SIND BANK RAMNAGAR branch is located at KOSI ROAD, RAMNAGAR DISTT NAINITAL (UTTRAKHAND), DISTT. NAINITAL, UTTARAKHAND - 244715.
Does PUNJAB AND SIND BANK RAMNAGAR support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK RAMNAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.