PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – VILLAGE AJNALA, DISTT AMRITSAR, AJNALA

Complete bank details including IFSC code, MICR code, address and payment facilities for VILLAGE AJNALA, DISTT AMRITSAR branch.

IFSC Code
PSIB0020977

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameVILLAGE AJNALA, DISTT AMRITSAR
IFSC CodePSIB0020977
MICR CodeNA
AddressVILLAGE AJNALA, TEHSIL AJNALA, DISTT AMRITSAR, PUNJAB -143102
CityAJNALA
DistrictAMRITSAR
StatePUNJAB
Contact500256

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020977

The IFSC code PSIB0020977 uniquely identifies the VILLAGE AJNALA, DISTT AMRITSAR branch of PUNJAB AND SIND BANK located in AJNALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020977

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020977) – Unique branch identifier for VILLAGE AJNALA, DISTT AMRITSAR

How to Use IFSC Code PSIB0020977

To transfer money to any account at PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch, you will need to provide the IFSC code PSIB0020977 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VILLAGE AJNALA, DISTT AMRITSAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR Branch

PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR is a branch of PUNJAB AND SIND BANK located in AJNALA, PUNJAB. The branch provides comprehensive banking services to customers in AJNALA and surrounding areas.

Branch Address

VILLAGE AJNALA, TEHSIL AJNALA, DISTT AMRITSAR, PUNJAB -143102, AJNALA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR?

The IFSC code of PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch in AJNALA is PSIB0020977.

What is the MICR code of PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR?

The MICR code of PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch is NA.

What is the address of PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR?

PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch is located at VILLAGE AJNALA, TEHSIL AJNALA, DISTT AMRITSAR, PUNJAB -143102.

Does PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch supports NEFT, RTGS, IMPS, and UPI transactions.