PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – TARAORI DISTT KARNAL, KARNAL

Complete bank details including IFSC code, MICR code, address and payment facilities for TARAORI DISTT KARNAL branch.

IFSC Code
PSIB0020964

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameTARAORI DISTT KARNAL
IFSC CodePSIB0020964
MICR Code132023602
AddressMAIN BAZAR, NEAR CHATTRI WALA KUAN, TARAORI DISTT KARNAL, DISTT. KARNAL, HARYANA - 132116
CityKARNAL
StateHARYANA
Contact243455

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020964

The IFSC code PSIB0020964 uniquely identifies the TARAORI DISTT KARNAL branch of PUNJAB AND SIND BANK located in KARNAL, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020964

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020964) – Unique branch identifier for TARAORI DISTT KARNAL

How to Use IFSC Code PSIB0020964

To transfer money to any account at PUNJAB AND SIND BANK TARAORI DISTT KARNAL branch, you will need to provide the IFSC code PSIB0020964 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at TARAORI DISTT KARNAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK TARAORI DISTT KARNAL Branch

PUNJAB AND SIND BANK TARAORI DISTT KARNAL is a branch of PUNJAB AND SIND BANK located in KARNAL, HARYANA. The branch provides comprehensive banking services to customers in KARNAL and surrounding areas.

Branch Address

MAIN BAZAR, NEAR CHATTRI WALA KUAN, TARAORI DISTT KARNAL, DISTT. KARNAL, HARYANA - 132116, KARNAL, HARYANA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 132023602. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK TARAORI DISTT KARNAL?

The IFSC code of PUNJAB AND SIND BANK TARAORI DISTT KARNAL branch in KARNAL is PSIB0020964.

What is the MICR code of PUNJAB AND SIND BANK TARAORI DISTT KARNAL?

The MICR code of PUNJAB AND SIND BANK TARAORI DISTT KARNAL branch is 132023602.

What is the address of PUNJAB AND SIND BANK TARAORI DISTT KARNAL?

PUNJAB AND SIND BANK TARAORI DISTT KARNAL branch is located at MAIN BAZAR, NEAR CHATTRI WALA KUAN, TARAORI DISTT KARNAL, DISTT. KARNAL, HARYANA - 132116.

Does PUNJAB AND SIND BANK TARAORI DISTT KARNAL support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK TARAORI DISTT KARNAL branch supports NEFT, RTGS, IMPS, and UPI transactions.