PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – KALERKALAN DISTT GURDASPUR, GURDASPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for KALERKALAN DISTT GURDASPUR branch.

IFSC Code
PSIB0020962

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameKALERKALAN DISTT GURDASPUR
IFSC CodePSIB0020962
MICR CodeNA
AddressVILLAGE KALERKALAN DISTT GURDASPUR, DISTT. GURDASPUR, PUNJAB - 143521
CityGURDASPUR
StatePUNJAB
Contact269033

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0020962

The IFSC code PSIB0020962 uniquely identifies the KALERKALAN DISTT GURDASPUR branch of PUNJAB AND SIND BANK located in GURDASPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0020962

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (020962) – Unique branch identifier for KALERKALAN DISTT GURDASPUR

How to Use IFSC Code PSIB0020962

To transfer money to any account at PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR branch, you will need to provide the IFSC code PSIB0020962 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KALERKALAN DISTT GURDASPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR Branch

PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR is a branch of PUNJAB AND SIND BANK located in GURDASPUR, PUNJAB. The branch provides comprehensive banking services to customers in GURDASPUR and surrounding areas.

Branch Address

VILLAGE KALERKALAN DISTT GURDASPUR, DISTT. GURDASPUR, PUNJAB - 143521, GURDASPUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR?

The IFSC code of PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR branch in GURDASPUR is PSIB0020962.

What is the MICR code of PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR?

The MICR code of PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR branch is NA.

What is the address of PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR?

PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR branch is located at VILLAGE KALERKALAN DISTT GURDASPUR, DISTT. GURDASPUR, PUNJAB - 143521.

Does PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK KALERKALAN DISTT GURDASPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.