PUNJAB AND SIND BANK IFSC Code – GHUMAN KHURD DISTT GURDASPUR, GURDASPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for GHUMAN KHURD DISTT GURDASPUR branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | GHUMAN KHURD DISTT GURDASPUR |
| IFSC Code | PSIB0020946 |
| MICR Code | NA |
| Address | GOVERNMENT COLLEGE, DISTT. GURDASPUR, PUNJAB - 145321 |
| City | GURDASPUR |
| State | PUNJAB |
| Contact | 260487 |
Payment Facilities
About IFSC Code PSIB0020946
The IFSC code PSIB0020946 uniquely identifies the GHUMAN KHURD DISTT GURDASPUR branch of PUNJAB AND SIND BANK located in GURDASPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0020946
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (020946) – Unique branch identifier for GHUMAN KHURD DISTT GURDASPUR
How to Use IFSC Code PSIB0020946
To transfer money to any account at PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR branch, you will need to provide the IFSC code PSIB0020946 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GHUMAN KHURD DISTT GURDASPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR Branch
PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR is a branch of PUNJAB AND SIND BANK located in GURDASPUR, PUNJAB. The branch provides comprehensive banking services to customers in GURDASPUR and surrounding areas.
Branch Address
GOVERNMENT COLLEGE, DISTT. GURDASPUR, PUNJAB - 145321, GURDASPUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR?
The IFSC code of PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR branch in GURDASPUR is PSIB0020946.
What is the MICR code of PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR?
The MICR code of PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR branch is NA.
What is the address of PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR?
PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR branch is located at GOVERNMENT COLLEGE, DISTT. GURDASPUR, PUNJAB - 145321.
Does PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK GHUMAN KHURD DISTT GURDASPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.