PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – BALACHAUR B. K. M. COLLEGE, BALACHAUR

Complete bank details including IFSC code, MICR code, address and payment facilities for BALACHAUR B. K. M. COLLEGE branch.

IFSC Code
PSIB0000804

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameBALACHAUR B. K. M. COLLEGE
IFSC CodePSIB0000804
MICR CodeNA
AddressBKM COLLEGE/MAHAVIDYALYA, DISTT. NAWANSHAHAR, PUNJAB - 144521
CityBALACHAUR
DistrictNAWANSHAHR
StatePUNJAB
Contact500138

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000804

The IFSC code PSIB0000804 uniquely identifies the BALACHAUR B. K. M. COLLEGE branch of PUNJAB AND SIND BANK located in BALACHAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000804

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000804) – Unique branch identifier for BALACHAUR B. K. M. COLLEGE

How to Use IFSC Code PSIB0000804

To transfer money to any account at PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE branch, you will need to provide the IFSC code PSIB0000804 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BALACHAUR B. K. M. COLLEGE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE Branch

PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE is a branch of PUNJAB AND SIND BANK located in BALACHAUR, PUNJAB. The branch provides comprehensive banking services to customers in BALACHAUR and surrounding areas.

Branch Address

BKM COLLEGE/MAHAVIDYALYA, DISTT. NAWANSHAHAR, PUNJAB - 144521, BALACHAUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE?

The IFSC code of PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE branch in BALACHAUR is PSIB0000804.

What is the MICR code of PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE?

The MICR code of PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE branch is NA.

What is the address of PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE?

PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE branch is located at BKM COLLEGE/MAHAVIDYALYA, DISTT. NAWANSHAHAR, PUNJAB - 144521.

Does PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK BALACHAUR B. K. M. COLLEGE branch supports NEFT, RTGS, IMPS, and UPI transactions.