PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21, CHANDIGARH

Complete bank details including IFSC code, MICR code, address and payment facilities for CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 branch.

IFSC Code
PSIB0000801

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameCHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21
IFSC CodePSIB0000801
MICR Code160023021
AddressST. NAMDEV PUB. SCHOOL, SEC 21, CHANDIGARH-160019
CityCHANDIGARH
StateCHANDIGARH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000801

The IFSC code PSIB0000801 uniquely identifies the CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 branch of PUNJAB AND SIND BANK located in CHANDIGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000801

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000801) – Unique branch identifier for CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21

How to Use IFSC Code PSIB0000801

To transfer money to any account at PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 branch, you will need to provide the IFSC code PSIB0000801 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 Branch

PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 is a branch of PUNJAB AND SIND BANK located in CHANDIGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.

Branch Address

ST. NAMDEV PUB. SCHOOL, SEC 21, CHANDIGARH-160019, CHANDIGARH, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 160023021. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21?

The IFSC code of PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 branch in CHANDIGARH is PSIB0000801.

What is the MICR code of PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21?

The MICR code of PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 branch is 160023021.

What is the address of PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21?

PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 branch is located at ST. NAMDEV PUB. SCHOOL, SEC 21, CHANDIGARH-160019.

Does PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK CHANDIGARH ST. NAMDEV PUB. SCHOOL, SEC 21 branch supports NEFT, RTGS, IMPS, and UPI transactions.