PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – IBD AGRA, AGRA

Complete bank details including IFSC code, MICR code, address and payment facilities for IBD AGRA branch.

IFSC Code
PSIB0000708

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameIBD AGRA
IFSC CodePSIB0000708
MICR Code282023005
AddressSANJAY PALACE AGRA
CityAGRA
StateUTTAR PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000708

The IFSC code PSIB0000708 uniquely identifies the IBD AGRA branch of PUNJAB AND SIND BANK located in AGRA, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000708

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000708) – Unique branch identifier for IBD AGRA

How to Use IFSC Code PSIB0000708

To transfer money to any account at PUNJAB AND SIND BANK IBD AGRA branch, you will need to provide the IFSC code PSIB0000708 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at IBD AGRA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK IBD AGRA Branch

PUNJAB AND SIND BANK IBD AGRA is a branch of PUNJAB AND SIND BANK located in AGRA, UTTAR PRADESH. The branch provides comprehensive banking services to customers in AGRA and surrounding areas.

Branch Address

SANJAY PALACE AGRA, AGRA, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 282023005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK IBD AGRA?

The IFSC code of PUNJAB AND SIND BANK IBD AGRA branch in AGRA is PSIB0000708.

What is the MICR code of PUNJAB AND SIND BANK IBD AGRA?

The MICR code of PUNJAB AND SIND BANK IBD AGRA branch is 282023005.

What is the address of PUNJAB AND SIND BANK IBD AGRA?

PUNJAB AND SIND BANK IBD AGRA branch is located at SANJAY PALACE AGRA.

Does PUNJAB AND SIND BANK IBD AGRA support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK IBD AGRA branch supports NEFT, RTGS, IMPS, and UPI transactions.