PUNJAB AND SIND BANK IFSC Code – KHALSA COLLEGE LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for KHALSA COLLEGE LUDHIANA branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | KHALSA COLLEGE LUDHIANA |
| IFSC Code | PSIB0000692 |
| MICR Code | 141023010 |
| Address | KHALSA COLLEGE FOR WOMEN, CIVIL LINES, LUDHIANA-141001 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0000692
The IFSC code PSIB0000692 uniquely identifies the KHALSA COLLEGE LUDHIANA branch of PUNJAB AND SIND BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000692
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000692) – Unique branch identifier for KHALSA COLLEGE LUDHIANA
How to Use IFSC Code PSIB0000692
To transfer money to any account at PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA branch, you will need to provide the IFSC code PSIB0000692 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHALSA COLLEGE LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA Branch
PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA is a branch of PUNJAB AND SIND BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
KHALSA COLLEGE FOR WOMEN, CIVIL LINES, LUDHIANA-141001, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141023010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA?
The IFSC code of PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA branch in LUDHIANA is PSIB0000692.
What is the MICR code of PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA?
The MICR code of PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA branch is 141023010.
What is the address of PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA?
PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA branch is located at KHALSA COLLEGE FOR WOMEN, CIVIL LINES, LUDHIANA-141001.
Does PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK KHALSA COLLEGE LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.