PUNJAB AND SIND BANK IFSC Code – IBD, MUMBAI, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for IBD, MUMBAI branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | IBD, MUMBAI |
| IFSC Code | PSIB0000631 |
| MICR Code | 400023014 |
| Address | DILWARA SOCIETY,8-M.K.ROAD, NARIMAN POINT MUMBAI |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0000631
The IFSC code PSIB0000631 uniquely identifies the IBD, MUMBAI branch of PUNJAB AND SIND BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000631
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000631) – Unique branch identifier for IBD, MUMBAI
How to Use IFSC Code PSIB0000631
To transfer money to any account at PUNJAB AND SIND BANK IBD, MUMBAI branch, you will need to provide the IFSC code PSIB0000631 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at IBD, MUMBAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK IBD, MUMBAI Branch
PUNJAB AND SIND BANK IBD, MUMBAI is a branch of PUNJAB AND SIND BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
DILWARA SOCIETY,8-M.K.ROAD, NARIMAN POINT MUMBAI, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400023014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK IBD, MUMBAI?
The IFSC code of PUNJAB AND SIND BANK IBD, MUMBAI branch in MUMBAI is PSIB0000631.
What is the MICR code of PUNJAB AND SIND BANK IBD, MUMBAI?
The MICR code of PUNJAB AND SIND BANK IBD, MUMBAI branch is 400023014.
What is the address of PUNJAB AND SIND BANK IBD, MUMBAI?
PUNJAB AND SIND BANK IBD, MUMBAI branch is located at DILWARA SOCIETY,8-M.K.ROAD, NARIMAN POINT MUMBAI.
Does PUNJAB AND SIND BANK IBD, MUMBAI support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK IBD, MUMBAI branch supports NEFT, RTGS, IMPS, and UPI transactions.