PUNJAB AND SIND BANK IFSC Code – MUMBAI VIKHROLI, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for MUMBAI VIKHROLI branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | MUMBAI VIKHROLI |
| IFSC Code | PSIB0000523 |
| MICR Code | 400023012 |
| Address | FITWELL HOUSE,L.B.S. MARG VIKHROLI(WEST) MUMBAI-400083 |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0000523
The IFSC code PSIB0000523 uniquely identifies the MUMBAI VIKHROLI branch of PUNJAB AND SIND BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000523
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000523) – Unique branch identifier for MUMBAI VIKHROLI
How to Use IFSC Code PSIB0000523
To transfer money to any account at PUNJAB AND SIND BANK MUMBAI VIKHROLI branch, you will need to provide the IFSC code PSIB0000523 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MUMBAI VIKHROLI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK MUMBAI VIKHROLI Branch
PUNJAB AND SIND BANK MUMBAI VIKHROLI is a branch of PUNJAB AND SIND BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
FITWELL HOUSE,L.B.S. MARG VIKHROLI(WEST) MUMBAI-400083, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400023012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK MUMBAI VIKHROLI?
The IFSC code of PUNJAB AND SIND BANK MUMBAI VIKHROLI branch in MUMBAI is PSIB0000523.
What is the MICR code of PUNJAB AND SIND BANK MUMBAI VIKHROLI?
The MICR code of PUNJAB AND SIND BANK MUMBAI VIKHROLI branch is 400023012.
What is the address of PUNJAB AND SIND BANK MUMBAI VIKHROLI?
PUNJAB AND SIND BANK MUMBAI VIKHROLI branch is located at FITWELL HOUSE,L.B.S. MARG VIKHROLI(WEST) MUMBAI-400083.
Does PUNJAB AND SIND BANK MUMBAI VIKHROLI support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK MUMBAI VIKHROLI branch supports NEFT, RTGS, IMPS, and UPI transactions.