PUNJAB AND SIND BANKVerified Feb 2026

PUNJAB AND SIND BANK IFSC Code – ADDA HOSHIARPUR, JALANDHAR, JALANDHAR

Complete bank details including IFSC code, MICR code, address and payment facilities for ADDA HOSHIARPUR, JALANDHAR branch.

IFSC Code
PSIB0000421

Bank Details

Bank NamePUNJAB AND SIND BANK
Branch NameADDA HOSHIARPUR, JALANDHAR
IFSC CodePSIB0000421
MICR Code144023005
AddressADDA HOSHIARPUR , JALANDHAR
CityJALANDHAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PSIB0000421

The IFSC code PSIB0000421 uniquely identifies the ADDA HOSHIARPUR, JALANDHAR branch of PUNJAB AND SIND BANK located in JALANDHAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PSIB0000421

  • First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000421) – Unique branch identifier for ADDA HOSHIARPUR, JALANDHAR

How to Use IFSC Code PSIB0000421

To transfer money to any account at PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR branch, you will need to provide the IFSC code PSIB0000421 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ADDA HOSHIARPUR, JALANDHAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR Branch

PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR is a branch of PUNJAB AND SIND BANK located in JALANDHAR, PUNJAB. The branch provides comprehensive banking services to customers in JALANDHAR and surrounding areas.

Branch Address

ADDA HOSHIARPUR , JALANDHAR, JALANDHAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144023005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR?

The IFSC code of PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR branch in JALANDHAR is PSIB0000421.

What is the MICR code of PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR?

The MICR code of PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR branch is 144023005.

What is the address of PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR?

PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR branch is located at ADDA HOSHIARPUR , JALANDHAR.

Does PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR support NEFT/RTGS/IMPS?

PUNJAB AND SIND BANK ADDA HOSHIARPUR, JALANDHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.