PUNJAB AND SIND BANK IFSC Code – LUDHIANA MODEL TOWN, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA MODEL TOWN branch.
Bank Details
| Bank Name | PUNJAB AND SIND BANK |
| Branch Name | LUDHIANA MODEL TOWN |
| IFSC Code | PSIB0000293 |
| MICR Code | 141023013 |
| Address | MODEL TOWN LUDHIANA |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code PSIB0000293
The IFSC code PSIB0000293 uniquely identifies the LUDHIANA MODEL TOWN branch of PUNJAB AND SIND BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PSIB0000293
- First 4 characters (PSIB) – Represents PUNJAB AND SIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000293) – Unique branch identifier for LUDHIANA MODEL TOWN
How to Use IFSC Code PSIB0000293
To transfer money to any account at PUNJAB AND SIND BANK LUDHIANA MODEL TOWN branch, you will need to provide the IFSC code PSIB0000293 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LUDHIANA MODEL TOWN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND SIND BANK LUDHIANA MODEL TOWN Branch
PUNJAB AND SIND BANK LUDHIANA MODEL TOWN is a branch of PUNJAB AND SIND BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
MODEL TOWN LUDHIANA, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141023013. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND SIND BANK LUDHIANA MODEL TOWN?
The IFSC code of PUNJAB AND SIND BANK LUDHIANA MODEL TOWN branch in LUDHIANA is PSIB0000293.
What is the MICR code of PUNJAB AND SIND BANK LUDHIANA MODEL TOWN?
The MICR code of PUNJAB AND SIND BANK LUDHIANA MODEL TOWN branch is 141023013.
What is the address of PUNJAB AND SIND BANK LUDHIANA MODEL TOWN?
PUNJAB AND SIND BANK LUDHIANA MODEL TOWN branch is located at MODEL TOWN LUDHIANA.
Does PUNJAB AND SIND BANK LUDHIANA MODEL TOWN support NEFT/RTGS/IMPS?
PUNJAB AND SIND BANK LUDHIANA MODEL TOWN branch supports NEFT, RTGS, IMPS, and UPI transactions.