PRATHAMA BANK IFSC Code – GUMSANI, MORADABAD
Complete bank details including IFSC code, MICR code, address and payment facilities for GUMSANI branch.
Bank Details
| Bank Name | PRATHAMA BANK |
| Branch Name | GUMSANI |
| IFSC Code | PRTH0014221 |
| MICR Code | 244843578 |
| Address | VILL. & POST GUMSANI,BLOCK ASMOLI, TEHSIL SAMBHAL, DISTT-J.P.NAGAR,PIN-244255,(U.P) |
| City | MORADABAD |
| State | UTTAR PRADESH |
| Contact | 8449710221 |
Payment Facilities
About IFSC Code PRTH0014221
The IFSC code PRTH0014221 uniquely identifies the GUMSANI branch of PRATHAMA BANK located in MORADABAD, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PRTH0014221
- First 4 characters (PRTH) – Represents PRATHAMA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (014221) – Unique branch identifier for GUMSANI
How to Use IFSC Code PRTH0014221
To transfer money to any account at PRATHAMA BANK GUMSANI branch, you will need to provide the IFSC code PRTH0014221 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GUMSANI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PRATHAMA BANK GUMSANI Branch
PRATHAMA BANK GUMSANI is a branch of PRATHAMA BANK located in MORADABAD, UTTAR PRADESH. The branch provides comprehensive banking services to customers in MORADABAD and surrounding areas.
Branch Address
VILL. & POST GUMSANI,BLOCK ASMOLI, TEHSIL SAMBHAL, DISTT-J.P.NAGAR,PIN-244255,(U.P), MORADABAD, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 244843578. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PRATHAMA BANK GUMSANI?
The IFSC code of PRATHAMA BANK GUMSANI branch in MORADABAD is PRTH0014221.
What is the MICR code of PRATHAMA BANK GUMSANI?
The MICR code of PRATHAMA BANK GUMSANI branch is 244843578.
What is the address of PRATHAMA BANK GUMSANI?
PRATHAMA BANK GUMSANI branch is located at VILL. & POST GUMSANI,BLOCK ASMOLI, TEHSIL SAMBHAL, DISTT-J.P.NAGAR,PIN-244255,(U.P).
Does PRATHAMA BANK GUMSANI support NEFT/RTGS/IMPS?
PRATHAMA BANK GUMSANI branch supports NEFT, RTGS, IMPS, and UPI transactions.