PUNJAB AND MAHARSHTRA COOPERATIVE BANKVerified Feb 2026

PUNJAB AND MAHARSHTRA COOPERATIVE BANK IFSC Code – MAPUSA - PEDEM, MAPUSA - PEDEM

Complete bank details including IFSC code, MICR code, address and payment facilities for MAPUSA - PEDEM branch.

IFSC Code
PMCB0000295

Bank Details

Bank NamePUNJAB AND MAHARSHTRA COOPERATIVE BANK
Branch NameMAPUSA - PEDEM
IFSC CodePMCB0000295
MICR Code403328005
AddressSHOP NO S-4A
CityMAPUSA - PEDEM
DistrictGOA
StateGOA
Contact2252214

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PMCB0000295

The IFSC code PMCB0000295 uniquely identifies the MAPUSA - PEDEM branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in MAPUSA - PEDEM, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PMCB0000295

  • First 4 characters (PMCB) – Represents PUNJAB AND MAHARSHTRA COOPERATIVE BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000295) – Unique branch identifier for MAPUSA - PEDEM

How to Use IFSC Code PMCB0000295

To transfer money to any account at PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM branch, you will need to provide the IFSC code PMCB0000295 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MAPUSA - PEDEM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM Branch

PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM is a branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in MAPUSA - PEDEM, GOA. The branch provides comprehensive banking services to customers in MAPUSA - PEDEM and surrounding areas.

Branch Address

SHOP NO S-4A, MAPUSA - PEDEM, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403328005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM?

The IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM branch in MAPUSA - PEDEM is PMCB0000295.

What is the MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM?

The MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM branch is 403328005.

What is the address of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM?

PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM branch is located at SHOP NO S-4A.

Does PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM support NEFT/RTGS/IMPS?

PUNJAB AND MAHARSHTRA COOPERATIVE BANK MAPUSA - PEDEM branch supports NEFT, RTGS, IMPS, and UPI transactions.