PUNJAB AND MAHARSHTRA COOPERATIVE BANKVerified Feb 2026

PUNJAB AND MAHARSHTRA COOPERATIVE BANK IFSC Code – PORVORIM, PORVORIM

Complete bank details including IFSC code, MICR code, address and payment facilities for PORVORIM branch.

IFSC Code
PMCB0000294

Bank Details

Bank NamePUNJAB AND MAHARSHTRA COOPERATIVE BANK
Branch NamePORVORIM
IFSC CodePMCB0000294
MICR Code403328004
AddressSOCOILEM GALUEM
CityPORVORIM
DistrictGOA
StateGOA
Contact8380013517

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code PMCB0000294

The IFSC code PMCB0000294 uniquely identifies the PORVORIM branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in PORVORIM, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code PMCB0000294

  • First 4 characters (PMCB) – Represents PUNJAB AND MAHARSHTRA COOPERATIVE BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000294) – Unique branch identifier for PORVORIM

How to Use IFSC Code PMCB0000294

To transfer money to any account at PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM branch, you will need to provide the IFSC code PMCB0000294 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PORVORIM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM Branch

PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM is a branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in PORVORIM, GOA. The branch provides comprehensive banking services to customers in PORVORIM and surrounding areas.

Branch Address

SOCOILEM GALUEM, PORVORIM, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403328004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM?

The IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM branch in PORVORIM is PMCB0000294.

What is the MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM?

The MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM branch is 403328004.

What is the address of PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM?

PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM branch is located at SOCOILEM GALUEM.

Does PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM support NEFT/RTGS/IMPS?

PUNJAB AND MAHARSHTRA COOPERATIVE BANK PORVORIM branch supports NEFT, RTGS, IMPS, and UPI transactions.