PUNJAB AND MAHARSHTRA COOPERATIVE BANK IFSC Code – CARANZALEM, CARANZALEM
Complete bank details including IFSC code, MICR code, address and payment facilities for CARANZALEM branch.
Bank Details
| Bank Name | PUNJAB AND MAHARSHTRA COOPERATIVE BANK |
| Branch Name | CARANZALEM |
| IFSC Code | PMCB0000292 |
| MICR Code | 403328002 |
| Address | HERITAGE SYMPHONY |
| City | CARANZALEM |
| District | GOA |
| State | GOA |
| Contact | 2463131 |
Payment Facilities
About IFSC Code PMCB0000292
The IFSC code PMCB0000292 uniquely identifies the CARANZALEM branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in CARANZALEM, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PMCB0000292
- First 4 characters (PMCB) – Represents PUNJAB AND MAHARSHTRA COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000292) – Unique branch identifier for CARANZALEM
How to Use IFSC Code PMCB0000292
To transfer money to any account at PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM branch, you will need to provide the IFSC code PMCB0000292 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CARANZALEM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM Branch
PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM is a branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in CARANZALEM, GOA. The branch provides comprehensive banking services to customers in CARANZALEM and surrounding areas.
Branch Address
HERITAGE SYMPHONY, CARANZALEM, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 403328002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM?
The IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM branch in CARANZALEM is PMCB0000292.
What is the MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM?
The MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM branch is 403328002.
What is the address of PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM branch is located at HERITAGE SYMPHONY.
Does PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM support NEFT/RTGS/IMPS?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK CARANZALEM branch supports NEFT, RTGS, IMPS, and UPI transactions.