PUNJAB AND MAHARSHTRA COOPERATIVE BANK IFSC Code – MIRA ROAD, MIRA ROAD
Complete bank details including IFSC code, MICR code, address and payment facilities for MIRA ROAD branch.
Bank Details
| Bank Name | PUNJAB AND MAHARSHTRA COOPERATIVE BANK |
| Branch Name | MIRA ROAD |
| IFSC Code | PMCB0000047 |
| MICR Code | 400328047 |
| Address | SHOP NO.- 5 |
| City | MIRA ROAD |
| District | THANE |
| State | MAHARASHTRA |
| Contact | 28120059 |
Payment Facilities
About IFSC Code PMCB0000047
The IFSC code PMCB0000047 uniquely identifies the MIRA ROAD branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in MIRA ROAD, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PMCB0000047
- First 4 characters (PMCB) – Represents PUNJAB AND MAHARSHTRA COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000047) – Unique branch identifier for MIRA ROAD
How to Use IFSC Code PMCB0000047
To transfer money to any account at PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD branch, you will need to provide the IFSC code PMCB0000047 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MIRA ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD Branch
PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD is a branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in MIRA ROAD, MAHARASHTRA. The branch provides comprehensive banking services to customers in MIRA ROAD and surrounding areas.
Branch Address
SHOP NO.- 5, MIRA ROAD, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400328047. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD?
The IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD branch in MIRA ROAD is PMCB0000047.
What is the MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD?
The MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD branch is 400328047.
What is the address of PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD branch is located at SHOP NO.- 5.
Does PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD support NEFT/RTGS/IMPS?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK MIRA ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.