PUNJAB AND MAHARSHTRA COOPERATIVE BANK IFSC Code – VIKHROLI, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for VIKHROLI branch.
Bank Details
| Bank Name | PUNJAB AND MAHARSHTRA COOPERATIVE BANK |
| Branch Name | VIKHROLI |
| IFSC Code | PMCB0000003 |
| MICR Code | 400328003 |
| Address | 25 |
| City | MUMBAI |
| District | GREATER MUMBAI |
| State | MAHARASHTRA |
| Contact | 25746984 |
Payment Facilities
About IFSC Code PMCB0000003
The IFSC code PMCB0000003 uniquely identifies the VIKHROLI branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code PMCB0000003
- First 4 characters (PMCB) – Represents PUNJAB AND MAHARSHTRA COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000003) – Unique branch identifier for VIKHROLI
How to Use IFSC Code PMCB0000003
To transfer money to any account at PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI branch, you will need to provide the IFSC code PMCB0000003 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VIKHROLI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI Branch
PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI is a branch of PUNJAB AND MAHARSHTRA COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
25, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400328003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI?
The IFSC code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI branch in MUMBAI is PMCB0000003.
What is the MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI?
The MICR code of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI branch is 400328003.
What is the address of PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI branch is located at 25.
Does PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI support NEFT/RTGS/IMPS?
PUNJAB AND MAHARSHTRA COOPERATIVE BANK VIKHROLI branch supports NEFT, RTGS, IMPS, and UPI transactions.