ORIENTAL BANK OF COMMERCE IFSC Code – LUDHIANA-DMCH, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA-DMCH branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | LUDHIANA-DMCH |
| IFSC Code | ORBC0105120 |
| MICR Code | 141022003 |
| Address | NEW DAYANAND MED. COLLEGE & HOSPITAL,,TAGORE NAGAR, LUDHIANA,LUDHIANA |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 5092822 |
Payment Facilities
About IFSC Code ORBC0105120
The IFSC code ORBC0105120 uniquely identifies the LUDHIANA-DMCH branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0105120
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (105120) – Unique branch identifier for LUDHIANA-DMCH
How to Use IFSC Code ORBC0105120
To transfer money to any account at ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH branch, you will need to provide the IFSC code ORBC0105120 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LUDHIANA-DMCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH Branch
ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH is a branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
NEW DAYANAND MED. COLLEGE & HOSPITAL,,TAGORE NAGAR, LUDHIANA,LUDHIANA, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141022003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH?
The IFSC code of ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH branch in LUDHIANA is ORBC0105120.
What is the MICR code of ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH?
The MICR code of ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH branch is 141022003.
What is the address of ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH?
ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH branch is located at NEW DAYANAND MED. COLLEGE & HOSPITAL,,TAGORE NAGAR, LUDHIANA,LUDHIANA.
Does ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE LUDHIANA-DMCH branch supports NEFT, RTGS, IMPS, and UPI transactions.