ORIENTAL BANK OF COMMERCE IFSC Code – LUDHIANA-HAIBOWAL KALAN, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA-HAIBOWAL KALAN branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | LUDHIANA-HAIBOWAL KALAN |
| IFSC Code | ORBC0102080 |
| MICR Code | NA |
| Address | P.O. HAIBOWAL KALAN,TEHSIL & DISTT-LUDHIANA,PUNJAB-142011. |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 9815903332 |
Payment Facilities
About IFSC Code ORBC0102080
The IFSC code ORBC0102080 uniquely identifies the LUDHIANA-HAIBOWAL KALAN branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0102080
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (102080) – Unique branch identifier for LUDHIANA-HAIBOWAL KALAN
How to Use IFSC Code ORBC0102080
To transfer money to any account at ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN branch, you will need to provide the IFSC code ORBC0102080 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LUDHIANA-HAIBOWAL KALAN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN Branch
ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN is a branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
P.O. HAIBOWAL KALAN,TEHSIL & DISTT-LUDHIANA,PUNJAB-142011., LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN?
The IFSC code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN branch in LUDHIANA is ORBC0102080.
What is the MICR code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN?
The MICR code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN branch is NA.
What is the address of ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN?
ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN branch is located at P.O. HAIBOWAL KALAN,TEHSIL & DISTT-LUDHIANA,PUNJAB-142011..
Does ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE LUDHIANA-HAIBOWAL KALAN branch supports NEFT, RTGS, IMPS, and UPI transactions.