ORIENTAL BANK OF COMMERCE IFSC Code – SMRITI NAGAR BHILAI, BHILAI
Complete bank details including IFSC code, MICR code, address and payment facilities for SMRITI NAGAR BHILAI branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | SMRITI NAGAR BHILAI |
| IFSC Code | ORBC0102027 |
| MICR Code | NA |
| Address | B-197-199 , SHAKUNTALA COMPLEX , JUNWANI ROAD ,SMRITI NAGAR, BHILAI, DISTRICT DURG PIN 490020 |
| City | BHILAI |
| District | DURG |
| State | CHHATTISGARH |
| Contact | 9406208293 |
Payment Facilities
About IFSC Code ORBC0102027
The IFSC code ORBC0102027 uniquely identifies the SMRITI NAGAR BHILAI branch of ORIENTAL BANK OF COMMERCE located in BHILAI, CHHATTISGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0102027
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (102027) – Unique branch identifier for SMRITI NAGAR BHILAI
How to Use IFSC Code ORBC0102027
To transfer money to any account at ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI branch, you will need to provide the IFSC code ORBC0102027 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SMRITI NAGAR BHILAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI Branch
ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI is a branch of ORIENTAL BANK OF COMMERCE located in BHILAI, CHHATTISGARH. The branch provides comprehensive banking services to customers in BHILAI and surrounding areas.
Branch Address
B-197-199 , SHAKUNTALA COMPLEX , JUNWANI ROAD ,SMRITI NAGAR, BHILAI, DISTRICT DURG PIN 490020, BHILAI, CHHATTISGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI?
The IFSC code of ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI branch in BHILAI is ORBC0102027.
What is the MICR code of ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI?
The MICR code of ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI branch is NA.
What is the address of ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI?
ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI branch is located at B-197-199 , SHAKUNTALA COMPLEX , JUNWANI ROAD ,SMRITI NAGAR, BHILAI, DISTRICT DURG PIN 490020.
Does ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE SMRITI NAGAR BHILAI branch supports NEFT, RTGS, IMPS, and UPI transactions.