ORIENTAL BANK OF COMMERCEVerified Feb 2026

ORIENTAL BANK OF COMMERCE IFSC Code – BEGOWAL-DISTT LUDHIANA, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for BEGOWAL-DISTT LUDHIANA branch.

IFSC Code
ORBC0101944

Bank Details

Bank NameORIENTAL BANK OF COMMERCE
Branch NameBEGOWAL-DISTT LUDHIANA
IFSC CodeORBC0101944
MICR CodeNA
AddressSHAHEED GURDEV SINGH MARKET NEAR BSNL TOWER,JATANA ROAD VILL & PO BEGOWAL,LUDHIANA
CityLUDHIANA
StatePUNJAB
Contact259600

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code ORBC0101944

The IFSC code ORBC0101944 uniquely identifies the BEGOWAL-DISTT LUDHIANA branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code ORBC0101944

  • First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (101944) – Unique branch identifier for BEGOWAL-DISTT LUDHIANA

How to Use IFSC Code ORBC0101944

To transfer money to any account at ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA branch, you will need to provide the IFSC code ORBC0101944 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BEGOWAL-DISTT LUDHIANA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA Branch

ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA is a branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

SHAHEED GURDEV SINGH MARKET NEAR BSNL TOWER,JATANA ROAD VILL & PO BEGOWAL,LUDHIANA, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA?

The IFSC code of ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA branch in LUDHIANA is ORBC0101944.

What is the MICR code of ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA?

The MICR code of ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA branch is NA.

What is the address of ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA?

ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA branch is located at SHAHEED GURDEV SINGH MARKET NEAR BSNL TOWER,JATANA ROAD VILL & PO BEGOWAL,LUDHIANA.

Does ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA support NEFT/RTGS/IMPS?

ORIENTAL BANK OF COMMERCE BEGOWAL-DISTT LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.