ORIENTAL BANK OF COMMERCEVerified Feb 2026

ORIENTAL BANK OF COMMERCE IFSC Code – MALOUD, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for MALOUD branch.

IFSC Code
ORBC0101670

Bank Details

Bank NameORIENTAL BANK OF COMMERCE
Branch NameMALOUD
IFSC CodeORBC0101670
MICR CodeNA
AddressPAYAL ROAD, NEAR GRAIN MARKET, VPO-MALOUD,DISTT. LUDHIANA, PUNJAB-141119,LUDHIANA
CityLUDHIANA
StatePUNJAB
Contact2857058

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code ORBC0101670

The IFSC code ORBC0101670 uniquely identifies the MALOUD branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code ORBC0101670

  • First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (101670) – Unique branch identifier for MALOUD

How to Use IFSC Code ORBC0101670

To transfer money to any account at ORIENTAL BANK OF COMMERCE MALOUD branch, you will need to provide the IFSC code ORBC0101670 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MALOUD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About ORIENTAL BANK OF COMMERCE MALOUD Branch

ORIENTAL BANK OF COMMERCE MALOUD is a branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

PAYAL ROAD, NEAR GRAIN MARKET, VPO-MALOUD,DISTT. LUDHIANA, PUNJAB-141119,LUDHIANA, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of ORIENTAL BANK OF COMMERCE MALOUD?

The IFSC code of ORIENTAL BANK OF COMMERCE MALOUD branch in LUDHIANA is ORBC0101670.

What is the MICR code of ORIENTAL BANK OF COMMERCE MALOUD?

The MICR code of ORIENTAL BANK OF COMMERCE MALOUD branch is NA.

What is the address of ORIENTAL BANK OF COMMERCE MALOUD?

ORIENTAL BANK OF COMMERCE MALOUD branch is located at PAYAL ROAD, NEAR GRAIN MARKET, VPO-MALOUD,DISTT. LUDHIANA, PUNJAB-141119,LUDHIANA.

Does ORIENTAL BANK OF COMMERCE MALOUD support NEFT/RTGS/IMPS?

ORIENTAL BANK OF COMMERCE MALOUD branch supports NEFT, RTGS, IMPS, and UPI transactions.