ORIENTAL BANK OF COMMERCEVerified Feb 2026

ORIENTAL BANK OF COMMERCE IFSC Code – LUDHIANA-HAMBRAN ROAD, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA-HAMBRAN ROAD branch.

IFSC Code
ORBC0101578

Bank Details

Bank NameORIENTAL BANK OF COMMERCE
Branch NameLUDHIANA-HAMBRAN ROAD
IFSC CodeORBC0101578
MICR Code141022036
AddressNEAR BHULLAR MOTORS, OPP. MIG FLATS,HAMBRAN ROAD,LUDHIANA
CityLUDHIANA
StatePUNJAB
Contact2308860

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code ORBC0101578

The IFSC code ORBC0101578 uniquely identifies the LUDHIANA-HAMBRAN ROAD branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code ORBC0101578

  • First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (101578) – Unique branch identifier for LUDHIANA-HAMBRAN ROAD

How to Use IFSC Code ORBC0101578

To transfer money to any account at ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD branch, you will need to provide the IFSC code ORBC0101578 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LUDHIANA-HAMBRAN ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD Branch

ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD is a branch of ORIENTAL BANK OF COMMERCE located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

NEAR BHULLAR MOTORS, OPP. MIG FLATS,HAMBRAN ROAD,LUDHIANA, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141022036. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD?

The IFSC code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD branch in LUDHIANA is ORBC0101578.

What is the MICR code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD?

The MICR code of ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD branch is 141022036.

What is the address of ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD?

ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD branch is located at NEAR BHULLAR MOTORS, OPP. MIG FLATS,HAMBRAN ROAD,LUDHIANA.

Does ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD support NEFT/RTGS/IMPS?

ORIENTAL BANK OF COMMERCE LUDHIANA-HAMBRAN ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.