ORIENTAL BANK OF COMMERCE IFSC Code – CHANDIGARH INDUST AREA PHASE II, CHANDIGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for CHANDIGARH INDUST AREA PHASE II branch.
Bank Details
| Bank Name | ORIENTAL BANK OF COMMERCE |
| Branch Name | CHANDIGARH INDUST AREA PHASE II |
| IFSC Code | ORBC0101285 |
| MICR Code | 160022028 |
| Address | PLOT NO.11, INDUSTRIAL AREA PAHSE II,ADJACENENT PNB,CHANDIGARH |
| City | CHANDIGARH |
| State | CHANDIGARH |
| Contact | 2640781 |
Payment Facilities
About IFSC Code ORBC0101285
The IFSC code ORBC0101285 uniquely identifies the CHANDIGARH INDUST AREA PHASE II branch of ORIENTAL BANK OF COMMERCE located in CHANDIGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ORBC0101285
- First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (101285) – Unique branch identifier for CHANDIGARH INDUST AREA PHASE II
How to Use IFSC Code ORBC0101285
To transfer money to any account at ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II branch, you will need to provide the IFSC code ORBC0101285 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHANDIGARH INDUST AREA PHASE II
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II Branch
ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II is a branch of ORIENTAL BANK OF COMMERCE located in CHANDIGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.
Branch Address
PLOT NO.11, INDUSTRIAL AREA PAHSE II,ADJACENENT PNB,CHANDIGARH, CHANDIGARH, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160022028. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II?
The IFSC code of ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II branch in CHANDIGARH is ORBC0101285.
What is the MICR code of ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II?
The MICR code of ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II branch is 160022028.
What is the address of ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II?
ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II branch is located at PLOT NO.11, INDUSTRIAL AREA PAHSE II,ADJACENENT PNB,CHANDIGARH.
Does ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II support NEFT/RTGS/IMPS?
ORIENTAL BANK OF COMMERCE CHANDIGARH INDUST AREA PHASE II branch supports NEFT, RTGS, IMPS, and UPI transactions.