ORIENTAL BANK OF COMMERCEVerified Feb 2026

ORIENTAL BANK OF COMMERCE IFSC Code – GHUMARWIN, GHUMARWIN-HP

Complete bank details including IFSC code, MICR code, address and payment facilities for GHUMARWIN branch.

IFSC Code
ORBC0101278

Bank Details

Bank NameORIENTAL BANK OF COMMERCE
Branch NameGHUMARWIN
IFSC CodeORBC0101278
MICR Code174022152
AddressNEAR BACHAT BHAWAN,GHUMARWIN,DIST BILASPUR,GHUMARWIN-HP
CityGHUMARWIN-HP
StateHIMACHAL PRADESH
Contact254681

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code ORBC0101278

The IFSC code ORBC0101278 uniquely identifies the GHUMARWIN branch of ORIENTAL BANK OF COMMERCE located in GHUMARWIN-HP, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code ORBC0101278

  • First 4 characters (ORBC) – Represents ORIENTAL BANK OF COMMERCE bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (101278) – Unique branch identifier for GHUMARWIN

How to Use IFSC Code ORBC0101278

To transfer money to any account at ORIENTAL BANK OF COMMERCE GHUMARWIN branch, you will need to provide the IFSC code ORBC0101278 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHUMARWIN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About ORIENTAL BANK OF COMMERCE GHUMARWIN Branch

ORIENTAL BANK OF COMMERCE GHUMARWIN is a branch of ORIENTAL BANK OF COMMERCE located in GHUMARWIN-HP, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in GHUMARWIN-HP and surrounding areas.

Branch Address

NEAR BACHAT BHAWAN,GHUMARWIN,DIST BILASPUR,GHUMARWIN-HP, GHUMARWIN-HP, HIMACHAL PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 174022152. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of ORIENTAL BANK OF COMMERCE GHUMARWIN?

The IFSC code of ORIENTAL BANK OF COMMERCE GHUMARWIN branch in GHUMARWIN-HP is ORBC0101278.

What is the MICR code of ORIENTAL BANK OF COMMERCE GHUMARWIN?

The MICR code of ORIENTAL BANK OF COMMERCE GHUMARWIN branch is 174022152.

What is the address of ORIENTAL BANK OF COMMERCE GHUMARWIN?

ORIENTAL BANK OF COMMERCE GHUMARWIN branch is located at NEAR BACHAT BHAWAN,GHUMARWIN,DIST BILASPUR,GHUMARWIN-HP.

Does ORIENTAL BANK OF COMMERCE GHUMARWIN support NEFT/RTGS/IMPS?

ORIENTAL BANK OF COMMERCE GHUMARWIN branch supports NEFT, RTGS, IMPS, and UPI transactions.